The problem most people face in trying to own a home has always been getting the down payment, not making an actual mortgage payment. You're already paying rent right? This special program provides eligible borrowers with DOWN PAYMENT ASSISTANCE in the form of a zero interest, no monthly payment second mortgage that is forgiven after three (3) years up to 5% of the purchase price. This money is used towards your down payment.

DOWN PAYMENT PROBLEM SOLVED

Minimum FICO 640; Maximum DTI 50% with Generous Income Limits. There are other minimum requirements and certain restrictions do apply, BUT if you're already paying rent you will most likely qualify.