Here’s a story a colleague shared with me recently. It embodies every concept I emphasize to my buyer clients and it’s the reason I do what I do. In 2010, my colleague was getting his hair cut by a stylist in her mid-20’s. After she found out my colleague was in the real estate business, she asked questions about home ownership. She mentioned it was her and her husband’s dream to own a home one day, but she didn’t think it was possible. Although she had a good credit score,